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became some of the highlighting in a low-rate environment. sf servicing more loans and making less money from them. a report card for the good and the bad of the fed's low rates! the housing market, especially mortgage borrowers, have been the biggest beneficiary that began in 2008. close to 20 million mortgages have been refinanced since then. mortgage applications were up about 5% last week and the mortgage banker's association says the purchase index is at its highest level in two years. >> homes are just incredibly affordable because of these very low rate that is have been there to push down interest rates. >> low interest rates are getting consumers into auto-showrooms. new car sales could top $15 million this year and negotia negotiating monthly payments that take away much of the new car sticker shock. both consumers and businesses are paying off or refinancing debt. consumer refinancing is at its lowest level in a decade. approximately $70,000 per household. >> we've seen corporations clean up their balance sheets even more so. they've taken on a lot of cash to cushion themselve
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